What do you believe is the most important factor when shopping for a new mortgage?

Lowest Interest Rate Lowest Annual Percentage Rate (APR) Experience/Expertise of loan officer Integrity of loan officer All of the above

Many potential borrowers make the mistake of focusing in on just one item, often the lowest interest rate quoted on-line or via advertising. In my many years of providing mortgage loans to my clients, it has become quite clear why all of the above is the correct answer.

Another important factor is the lender involved in the process. I have chosen to align myself with On Q Financial, a Mortgage Banker.

To learn more follow the link below.

As a Senior Mortgage Consultant, I have earned the trust and confidence of my many clients and realtor partners. My philosophy is quite simple:
If you place the client's interest first and foremost, everyone wins.

The mortgage consultant plays a key role in making sure the process for the borrower is professional and that the loan closes on time. A quality mortgage consultant stays abreast of current lender guidelines, which can change daily. They understand what an underwriter will need to approve an application and then will instruct the borrower accordingly.